Whether you're buying a country cottage or farmland, understanding your financing options is the key to making the best decisions. Our step-by-step guide outlines everything you need to know! Arm yourself with our wealth of mortgage resources, then contact us to discuss your home buying plans.
1. Choose the Right Loan
It may seem like there are hundreds of different loans available to Virginia buyers, but we have simplified the list to eight basic mortgage types. Compare pros and cons for each loan type to understand which mortgage is best for you.
2. Meet with a Mortgage Broker
Local banks and mortgage providers are familiar with loans involving land and infrastructure. When you are ready to obtain financing for your country property, we can recommend a lender in Virginia's Hunt Country.
3. Determine What You Can Afford
Before you start searching for properties in Virginia, analyze your budget to determine how much you can comfortably pay per month toward your home loan. Don't forget to add in additional costs like repairs (including septic system and road maintenance, if applicable). Use our handy mortgage calculator to estimate your monthly mortgage payments.
Find the Best Property for the Best Price
Our team specializes in Virginia country properties, including equestrian homes and vineyards. We will work tirelessly to help you find the right property within your price range and on your timeline. Connect with us today to get started.
Estimate Your Mortgage Payments
Have questions about how much you can afford? Contact us and we'll help you get pre-qualified for a loan.